Loan Credit Officer

Lagos Island, Lagos

Posted 23 days ago


Company:: Fort Knox Outsourcing
Company Description:: Fort Knox Outsourcing is poised to serve the growing need of businesses in Nigeria By helping them to reap the economic, strategic and operational benefits offered by outsourcing. We act as a “Third Party Service Provider” that Source, Select, and Second employment ready workforce in line with client specifications to meet their talent needs as quickly as possible! Excellent outourcing services across diverse clientele in Nigeria. Talent aquisition for business development and growth Credential verification and background checks for employee The Company’s directors and management team are experienced individuals with human resources background, people relations skills, customer service orientation and ex-corporate executives from the financial and telecommunication services industries with high levels of integrity and moral standing.
Contract Type:: Full Time
Experience Required:: 1 year
Education Level:: Bachelor
Gender:: Any
Number of vacancies:: 1

Job Description

Job Description:
Job Role: Loan Credit Officer

Location: Lagos Island

Salary:130,000

Main Responsibilities

Build and manage with effectiveness and efficiency a large portfolio of customers with

the strict minimum risk acceptance level by selling the different products of the

company. The Portfolio manager remains responsible for the fund given out to clients in

his portfolio as loans until the last kobo is paid back. He is also responsible for having a

good relationship with clients and encouraging them to buy all the products

they are qualified for.

Mission 1: Pre-loan disbursement

● Promote/Market products to prospective clients by using all the

channels possible

● Visit and evaluate potential client businesses

● Visit client’s personal house when it’s necessary

● Visit co-debtor, guarantor’s house and businesses when it’s required

● Analyze financial data of client’s businesses

● Analysis of quantitative and qualitative data of client businesses and households

● Prepare loan documents for credit committee

● Present loan files to credit committee

● Represent towards all active and potential partners with dignity and

pride

● Fulfill all other necessary assignment to support by the institution

Post-Loan Disbursement

● Conduct monitoring visits to business and households

● Follow- up on day to day loan repayment

● Manage loan recovery from active and write-off client until complete

reimbursement

● Assess the impact of loan before renewal

Required Skills

● Fluent in English (Written/spoken)

● Detail Oriented

● Target oriented

● Articulate and well spoken

● High level of integrity

● Dynamic and motivated and individuals who like to work outdoors

Education

● Diploma : OND or HND Minimum

● Basic Knowledge in accounting, finance and mathematics

● Previous work Experience or training In sales (Preferred)

Candidates should have, at the minimum, Loan Officer experience with a Microfinance Bank/Outfit.