Loan Credit Officer (Portfolio Manager)
Ibadan, Oyo
Posted 11 days ago
- Company:
- Fort Knox Outsourcing
- Company Description:
- Fort Knox Outsourcing is poised to serve the growing need of businesses in Nigeria By helping them to reap the economic, strategic and operational benefits offered by outsourcing. We act as a “Third Party Service Provider” that Source, Select, and Second employment ready workforce in line with client specifications to meet their talent needs as quickly as possible! Excellent outourcing services across diverse clientele in Nigeria. Talent aquisition for business development and growth Credential verification and background checks for employee The Company’s directors and management team are experienced individuals with human resources background, people relations skills, customer service orientation and ex-corporate executives from the financial and telecommunication services industries with high levels of integrity and moral standing.
- Contract Type:
- Full Time
- Experience Required:
- 2 years
- Education Level:
- Bachelor
- Gender:
- Any
- Number of vacancies:
- 1
Job Description
Job Title: LOAN CREDIT OFFICERS (PORTFOLIO MANAGER)
Location: Ibadan
Monthly Salary – N130,000
Job Summary
As the Merchant Loan Field Credit portfolio manager, you understand lending, you are curious, pay serious
attention to details, data driven and have adequate territorial knowledge of your environment. You
are responsible for evaluating clients\' financial information, verifying merchants and assessing risk ratios.
Responsibilities
● Onboard Viable Merchants on the Business Platform.
● Evaluate credit worthiness of Merchants
● Physically verify Merchants Location and business financial health for loan consideration.
● Interview Merchants to determine their financial eligibility and feasibility
● Support merchants with questions they might have.
● Justify decisions (approvals/rejections) and report on them
● Maintain an active knowledge base of all of the organization’s loan products and an
understanding of the qualifications required of each Merchant.
● Build long term, trusting relationships with customers
● Grow and achieve loan portfolio targets for merchants.
Qualifications & Skills
● A First Degree BSC/ HND
● 1 year Minimum relevant work experience in a Microfinance Banks
● Excellent knowledge of loan application procedures.
● Socially and emotionally aware.
● Must have a Smartphone.
● Strong communication skills and proven customer service experience.
● Exceptional analytical skills and the ability to work with complicated financial data.
● Demonstrable knowledge of credit risk analysis