Machine Learning Engineer

Machine Learning Engineer, Nigeria
Remote
Full Time
Mid level role
Branch Overview
Imagine a world where every person has improved access to financial services. People could start
new businesses, pay for their children’s education, and cover their emergency medical bills – the
possibilities to improve life are endless.
Branch is a global technology company revolutionizing financial access for millions of underserved
banking customers today across Africa and India. By leveraging the rapid adoption of smartphones,
machine learning, and other technology, Branch is pioneering new ways to improve access and value
for those overlooked by banks. From instant loans to market-leading investment yields, Branch offers
a variety of products that help our customers be financially empowered.
Branch’s mission-driven team is led by the co-founders of Kiva.org and one of the earliest product
leaders of PayPal. Branch has raised over $100 million from leading Silicon Valley investors, including
Andreessen Horowitz (a16z) and Visa.
With over 32 million downloads, Branch is one of the most popular finance apps in the world.

Job Overview
Branch began its journey in Kenya in 2015 and has seen rapid adoption and growth. We are looking
for talented Machine Learning Engineers to join us and be part of this journey. You will work closely
with other Engineers, Product Managers, and Data Scientists to develop, improve, and deploy
machine learning models and to solve other optimization problems. We make extensive use of
machine learning in our credit product, where it is used (among other things) for underwriting and loan
servicing decisions. We are also actively exploring other applications of Machine Learning in some of
our newer products, with the ultimate goal of improving the user experience.
Machine Learning sits at the intersection of a number of different disciplines: Computer Science,
Statistics, Operations Research, Data Science, and others. At Branch, we fundamentally believe that
in order for Machine Learning to be impactful, it needs to be closely embedded into the rest of the

product development and software engineering process, which is why we emphasize the importance
of software engineering skills and experience for this role.
As a company, we are passionate about our customers, fearless in the face of barriers, and driven by
data. As an engineering team, we value bottom-up innovation and decentralized decision-making. We
believe the best ideas can come from anyone in the company, and we are working hard to create an
environment where everyone feels empowered to propose solutions to the challenges we face. We
are looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting.
How you will make an impact
● Credit Decisions: Core to our business is understanding and building signals from unstructured
and structured data to identify good borrowers.
● Customer Service: Using machine learning and NLP, automate customer service interactions
and provide context to our customer service team.
● Fraud Prevention: Identify patterns of fraudulent behavior and build models to detect and
prevent these behaviors.
● Teamwork: Bring your experience to bear on the technical direction and abilities of the team,
and work cross-functionally with policy and product teams as we improve processes and break
new ground.
Qualifications
● 4-6+ years of experience building software in a production environment. Startup or
early-stage team experience is preferred.
● Excellent software engineering and programming skills, especially Python and SQL.
● A diverse range of data skills, including experimentation, statistics, and machine learning, has
used these skills to inform business decisions.
● An understanding of cloud computing infrastructure and data pipelines.
● Self-motivation: You teach yourself new skills. You take the initiative to solve problems before
they arise. You roll up your sleeves and get stuff done.
● Team motivation: You listen to others, speak your mind, and ask the right questions. You are a
great collaborator and teacher.
● The drive to make a positive impact on customers' lives.
Benefits of Joining
● Mission-driven, fast-paced and entrepreneurial environment
● Competitive salary and equity package
● A collaborative and flat company culture
● Fully paid life and health insurance benefit with Axa Mansard (Platinum plan)
● 28 days of paid vacation days, 30 days of sick leave, bereavement leave, and periodic mental
health days

● Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
● Pension benefit
● Monthly WFH stipend alongside a one-time home office set-up budget
● $500 Annual professional development budget
● Discretionary trips to our offices across the globe, with global travel medical insurance (when
it’s safe to travel!)
● Team meals and social events
● Flexible working hours
● Where we work: Remote first, with the option to work in-person occasionally