Sales/Wealth Management Executive
Yaba Lagos, Lagos
Posted more than 30 days ago
- Company:
- The Concept Group
- Company Description:
- The Concept Group is a group company with subsidiaries, which is into loan, leasing, and investment, as well as software development.
- Contract Type:
- Full Time
- Experience Required:
- 5 to 10 years
- Education Level:
- Bachelor
- Gender:
- Any
- Number of vacancies:
- 20
Job Description
Rosabon Financial Services (RFS) has for over three decades been a trailblazer in the Nigerian financial service industry providing financial solutions through customer-centric services driven by a highly motivated workforce. RFS is licensed and supervised by the Central Bank of Nigeria to provide financial Services to individuals and corporate entities.
At RFS, we offer top-tier pay for top-tier talents. We are looking for Sales Officers who are passionate about the sale of financial products (private and public loans) as well as investment.
Position Title: Sales Officer (Asset Creation)
Job Field: Marketing / Sales / Business Development / Merchandiser ,
Qualification: Bachelor Degree, HND,
Employment Type: full-time
Location: Abuja (FCT) , Anambra, Kano, Lagos, Ondo, Osun, Oyo, Rivers,
Country: Nigeria
Experience: 3 - 10
Salary: N1,459,200 - N2,151,120 Gross Per Annum (Depending on Level)
Job Description:
SCOPE AND IMPACT
The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between
customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
JOB SUMMARY
The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
DUTIES & RESPONSIBILITIES
• Evaluate credit worthiness by processing loan applications and documentation within specified limit
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Deposit mobilization to meet set targets
QUALIFICATIONS/REQUIREMENTS
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• BS degree in finance, economics or a related field
- Salary:
- 1.459.200,00 NGN Annual