Credit and risk officer

utako, Abuja
Posted 8 days ago
Company:
Kreditek Stride Limited
Company Description:
Kreditek is a duly registered fintech company that deals mainly in collateral, loans and investments. Since inception, we have recorded a remarkable success in our business due to our professionalism, teamwork and diligence in striving to achieve a landmark of excellence.
Contract Type:
Full Time
Experience Required:
2 years
Education Level:
Bachelor
Number of vacancies:
1

Job Description

We are seeking a diligent and results-driven Credit & Risk Officer to join our team. The ideal candidate ,female preferably must be professional, passionate about credit risk analysis, skilled in loan recovery strategies, and also confident in marketing investment products to clients.
Key Responsibilities

Assess and analyze creditworthiness of clients and partners

Monitor and manage loan portfolios to reduce default risk

Develop and implement effective loan recovery strategies

Follow up with delinquent clients to ensure timely repayments

Evaluate and improve internal risk control policies and processes

Identify, analyze, and mitigate credit risks

Proactively market and promote the company’s investment products to individuals and corporate clients

Maintain accurate credit and investment records and prepare regular reports

Collaborate with other departments to ensure credit quality and business growth

Requirements

Minimum of a Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or related field

Minimum 1–3 years of experience in credit risk, loan recovery, or financial services

Demonstrated experience in loan recovery and debt resolution

Ability to promote and market investment products

Strong analytical and decision-making skills

Excellent communication and interpersonal skills

Female candidates residing in Abuja are strongly encouraged to apply

Proficiency in Microsoft Office Suite; familiarity with loan management systems is an added advantage

What We Offer

Competitive salary and performance-based incentives

Supportive and professional work environment

Opportunity to grow within the financial services industry

Training and development opportunities
Salary:
₦120,000.00 Monthly