Relationship Officer (Loans)
Suleja, Niger
Posted 5 days ago
- Company:
- Trident Microfinance Bank
- Company Description:
- Trident Microfinance Bank Limited (TMFB) is a financial institution licensed in October 2016, by the Central Bank of Nigeria (CBN) to engage in microfinance banking. As a microfinance bank, we provide financial services to micro, small and medium enterprises both formal and informal, and to underserved individuals who require affordable loans.
- Contract Type:
- Full Time
- Experience Required:
- 2 years
- Education Level:
- Bachelor
- Number of vacancies:
- 10
Job Description
Position Title: Relationship Officer (Loans)
Job Field: Marketing / Sales / Business Development / Merchandiser ,
Qualification: Bachelor Degree, HND,
Employment Type: full-time
Location: Suleja (Niger state)
Country: Nigeria
Experience: 2 - 5
Salary: 0 - 0
Job Description:
Job Title: Relationship Officer (Loan Officer)
Location:Abuja (FCT)
Employment Type: Full-time
Responsibilities
The relationship officer would be responsible for the following:
• Mobilization of customers for small business loans within Suleja and its environs.
• Mobillize funds, account opening.
• Lead (or be part of) a team that would develop the retail deposits of the bank. N150,000.00-300,000.00.
• Develop and manage high network individual and corporate relationships.
• Verification of client's home and shop addresses in compliance with company guidelines and procedures.
• Participation in credit committee for loan appraisals where required.
• Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service.
• Appraising client's business and capacity to service requested loan.
• Capture all required information (i.e. client & guarantors name, address & image. Business image and address).
• Post-disbursement monitoring.
• Maintaining a healthy portfolio.
• Any other responsibility assigned by the Bank.
Experience
• B.Sc. / HND in any related field.
• 1-5 years' experience preferably within a financial institution (commercial/investment/microfinance banks or asset/wealth manager)
• Strong industry and HNI network.
• Strong presentation skills and excellent communication, negation skills.
• Good knowledge about the economy and general market.