Loans and Investment Officer

The functions of a Credit (Loan) & Savings Officer includes but not limited to the following:
oPartner with Customer Relationship Supervisor in developing weekly/monthly plans with regards to client mobilization and individual performance goals.
oMaintain a good knowledge of assigned market geographical area and understand clients need with competing products.
oResearch and develop business opportunities within assigned geographical zone and assist marketing department with market research and impact studies upon request.
oMarket all MRM Products and Services to potential clients by using the promotional tools as approved by management.
oResponsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and prompt repayment.
oConduct a thorough loan analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
oReduce liquidity risk by aggressively mobilizing savings on daily basis.
oEnsure each loan disbursed are in compliance with MRM lending procedures, policies and methodology.
oPrepare and present report as assigned by your Team Lead/ Head, BDS.
oCompile credit files with required documentation and hand over to back office staff for processing.
oAny other responsibilities required by the Head, Business Development & Strategies in line with MRM policies.